U.S. authorities are investigating to try to determine if the credit agriculture1 and générale2 Company violated the legislation on money laundering and economic embargoes against certain countries, does according to sources familiar with the matter. BNP Paribas3 is also in the sights of the justice.Les three banks are suspected of violating U.S. sanctions against certain countries, including Iran, Sudan and Cuba, which prohibited any relationship with them. Banks would have gone further embargo and would have benefited from these relationships to launder dirty money, according to the Wall Street Journal.Parmi relevant authorities include the Treasury, the Ministry of Justice, the Department of Financial Services of the State New York and the prosecutor's office in Manhattan, has she added. Spokespersons of the prosecutor and the Treasury declined to comment informations.Les banks cooperate in its last annual report, Societe Generale said it had entered into discussions with the Office of Foreign Assets Control of the U cheap payday advance.S. Treasury "about transfers denominated in U.S. dollars made on the instructions of clients legal persons established in a country subject to economic sanctions imposed by the U.S. authorities. "The group launched an internal audit and cooperates with the U.S. authorities, said a spokesperson in an email in response to a request for comment from Reuters. Spokespersons Crédit Agricole did not respond immediately to a request for comment. But also explains in its annual report that the group has opened an internal investigation to determine if he had violated sanctions américaines.De its part, BNP Paribas is in negotiations with the U.S. authorities to find an amicable agreement . The first French bank had indicated in its annual results have recorded a provision of € 798 million in the fourth quarter due to an investigation by U.S. authorities on dollar payments made in countries subject to U.S. embargo .A potential policy holder should always study their life insurance quotes carefully and all terms contained within them should be properly understood before any final decision is made.
Ascométal the steel group, which employs around 2,000 employees at six sites (including Dunkerque (Nord), Fos-sur-Mer (Bouches-du-Rhône) and Hagondange (Moselle)), was placed in receivership by today the Commercial Court of Nanterre (Paris region), with an observation period of six months, according to a source judiciaire payday loans direct lenders.Le fate of the French flagship steel was suspended for several tough negotiations between its shareholder, the U.S. fund Apollo weeks and banks Morgan Stanley and Bank of America, who do not have abouti.LIRE ALSO: "The steelmaker Ascometal files for bankruptcy, 2,000 jobs menacés1Getting an online cash advance is a great way to solve money problems in case you run out in between paydays.
jolt Release1 whose employees have the story published Tuesday a draft pledge Liberation brand desired by Bruno Ledoux, Senior fellow shareholder daily with Édouard de Rothschild, and which Philippe Nicolas, ex-Chairman of the Executive Board dismissed in February, would have objected.
In a letter sent to all shareholders on February 20, the day of his dismissal, Philippe Nicolas asserts to have been the "last bastion" of interests opposing newspaper "for weeks diversion Liberation brand Bruno Ledoux tries to recover its own benefit" in the outgoing SARL Liberation, in which it is housed, to transfer as deposit Rebuilding the holding company that owns 95% of the publishing company. A "maneuver" that would have allowed shareholders in the event of bankruptcy of the LLC to protect the brand by taking shelter of recovery, according to employees. But "would render any takeover bid." "Who would buy a newspaper without a name, that is to say without his identity?" They said. Presented
well, the operation, which was envisaged in November 2013, is akin to manipulation whose objective was to "get (brand) of the company to take ownership at the expense of paper, "as claimed by the employees.
These fearing a very fast implementation of this plan have called for an extraordinary meeting of the Supervisory Board. Bruno Ledoux told them that "the interest of the company is not at risk" and therefore there was no need to convene the council. On the merits, it recognizes that a pledge has been considered, but contends that "the document referred to by Philippe Nicolas was a project between Rebuilding (which it holds a little over 26% of the capital, on par with Édouard de Rothschild2 , Ed) – not myself – and Liberation on the establishment of any guarantee, a project that has not been pursued. " An abandoned project
Such a pledge had been introduced to the banks in the early 2000s, "but clearly and with the agreement of leaders and representatives of the staff, "noted employees Liberation, stressing that in the fall of 2013," things are done in an opaque "and that the project failed because Philippe Nicolas, Managing Director of SARL Liberation, refused to sign the memorandum of agreement presented by the shareholders. Employees imply that this refusal was one of the reasons for the revocation thereof, replaced by François Moulias, near Bruno Ledoux3.
A mess that is not very reassuring worried employees who expect Bruno Ledoux announced their implementation of a new tower table with shareholders ready to inject 12 to 15 million euros in reviving Liberation of its teams … and its brand. This should be done before the end of the month. Friday, negotiations will resume between management and employees on the savings plan.The best way to check out the lowest prices you can possibly get on low cost car insurance is to look it up online via a comparison engine.
The end of the monopoly on pharmaciens1 pregnancy.2 tests and ovulation is good news for women, often embarrassed to make the purchase in pharmacies. It also suits the business sector, eager to see this grow still limited market: 37 million euros for pregnancy tests and more than € 5 million for the ovulation tests. France was the last European country to maintain this monopoly, which has been abolished by law Hamon on consumption.
The first to enter the race is Juva Health3, with its brand Mercurochrome. One of the parapharmacie4 large number distribution, the company already markets products first aid bandages and disinfectants in hypermarkets and supermarkets. Mercurochrome, which makes accessibility his trademark board on the subject since last summer. It builds on the reputation of its brand and low price: 5.90 euros for the pregnancy test, against 10 euros on average in pharmacy, and 9 euros for ovulation test, against up to 30 euros in pharmacies . "Our job is to democratize access to OTC products," says Briac Le Lous, CEO of Juva Santé (Mercurochrome, Urgo, Juvamine, Intimy …), which has already expanded its scope to include vitamins, preservatives or antiseptic. "It's a real comfort to be able to buy these tests as confidential in supermarkets," says Briac Le Lous.
Legislative change reshuffles the cards market very long concentrated in the top three players (P & G, Gilbert, Omega Pharma) but which appeared past thirty years marks. 30% cheaper
All players bet on the growth of this market, boosted by the rise of fertility problems. "This is the end of a double monopoly, distribution channel and brand," emphasized Briac Le Lous. An allusion to the dominion of Clearblue5 (P & G), which owns more than a third pharmacy market. The U.S. giant, who knows the intricacies of retail, readying their weapons. But he has not yet announced its intentions.
Another company, Visiomed6 is in the starting blocks. Specialist medical electronics and diagnostics (blood glucose, pregnancy …), which already sells products for infants or thermometers, now sells its Easytest 10-12 euros pharmacy. "We are ready, says his business manager Thierry Bouillet. We sell our tests under a different brand, and 30% cheaper than pharmacies. "
Private labels are preparing to unsheathe their products in 2014 . They could contribute to bring prices down.
Other marks may emerge, taking advantage of the opening of hypermarkets to market their tests cheap, sold one to two euros. Private labels are also preparing to unsheathe their products in 2014. They could contribute to bring prices down. "The battle will be played on the visibility outlets and prices', provides Briac Le Lous. He believes it will take time to change habits. The pharmacies
obviously alarmed by this market opening. They have responded by strengthening highlighted pregnancy tests and lowering prices, suggesting a potential repositioning the market. "The potential loss represents only 0.1% of their turnover," puts Marc-Olivier Bévierre, partner of consulting firm Cepton. But pharmacists lose their monopoly on a product with a high margin. They also fear that the Hamon7 law breaches and threatens other parts of their business.These loans provide fast cash assistance, which enables you to deal with unexpected fiscal requirements without any delays.
Despite falling prices of stone, many households now pay more to become homeowners. The Finance Act 2014 in fact authorizes the county councils who wish to increase from 3.8% to 4.5% for two years mutation1 rights, commonly known notary fees, each purchaser pays at the purchase of a former immobilier2. The increase in this tax should enable departments to cope with the growing burden of social spending (RSA, allowances for dependent elderly and disabled) and the decline in state grants to local governments.
The measure enters into force, Saturday, March 1 in most départements3 and will apply until 29 February 2016. It therefore concerns acts signed from tomorrow, even if the sale agreement was drafted in late 2013. For individuals, the extra tax of 18.4% is not negligible. Thus, for a house bought 300,000 euros, the new owner will pay 2,100 euros more than in 2013. Only five departments
do not increase the tax
So far, only five departments have announced that the tax they levy on property transactions remains unchanged : Isère, Paris, Brittany, Mayenne and Yvelines.
The list of departments that increase their rates, however, is very long: the North, Eure and Creuse were among the first to announce the painful . Then followed the Pas-de-Calais, Seine-et-Marne, Savoie, Ain, Allier, Alpes-de-Haute-Provence, Alpes-Maritimes, Aube, Aude, the Ardennes Ardeche Ariege, Bas-Rhin, Haut-Rhin, Cantal, Cher, Côtes d'Armor, Charente, Charente-Maritime, Corrèze, Corse-du- South. Same for the Essonne, Haute-Garonne, Hérault, Haute-Saône, Sarthe, Haute-Savoie, Ille-et-Vilaine, Indre-et-Loire, Gard, Gers the Gironde, Jura, Haute-Saône Haute-Marne, Hauts-de-Seine, the Loir-et-Cher, Loiret, Lot-et-Garonne, Lozère, Maine-et-Loire , Manche, Marne, Haute-Marne, Meurthe-et-Moselle, Meuse. The inhabitants of the Nièvre, Oise, Orne, Pyrénées-Atlantiques, Hautes-Pyrenees, Pyrenees-Orientales are also affected, as those retell in the Seine-et-Marne, Deux-Sèvres, the Somme, Tarn, Tarn-et-Garonne, Var, Vaucluse, the Vosges Yonne, Vienna, the Vendee, Territoire de Belfort. Finally, human mutation also increases in Guadeloupe and Reunion. Indre, Landes, Val-d'Oise, the Rhône, Bouches-du-Rhone, Seine-Saint-Denis or the Loire-Atlantique will decide in the spring (April or May). The list of departments is available on the www.impots.gouv and will be updated until June site.
7.7% notary fees
For the majority of buyers, all legal fees will therefore shortly from 7% to 7.7% about. "The cost of notaire4 include departmental tax of 3.8% or 4.5% soon, a municipal tax of 1.2% of the cost of assessment and collection, the rate is fixed at 2.37% right Departmental fees and notaries, "explains Bruno Delabre, notary in the North. The fees of notaries also slightly increase due to the increase of VAT increased on 1 January from 19.6% to 20%
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two months now, the French hear of "pact of responsibility" announced by the President of the Republic1 without being told exactly what will be in it. Just, they have realized that François Hollande 2comptait reduce business costs thirty billion euros by 2017 in exchange for job creation and investment. This "exchange" is currently in the hands of the social partners. Employers' associations and unions met yesterday at the headquarters of Medef3 to start discussion. And the least we can say is that they are engaged in a race to moderate pace! Each
camping, for now, on irreconcilable positions, a new appointment is scheduled next week – Wednesday exactly. In the meantime, a set of decisions has been developed to serve as a basis for discussion. This document will pave the way for negotiations in the branches. It will focus on three themes: "employment, social dialogue and investment."
Yesterday was the antagonism between those who provide net want to play the game Pact – MEDEF and CFDT4 in mind – and those who reject the concept same. "Next week that is ready or not to engage We'll see," dropped the negotiator MEDEF, Jean-François Pilliard.
"A fool's bargain"
FO5 has already indicated its refusal to sign any text: "The masks have fallen," "c ' is a fool's bargain "with" zero return, zero strain "for employers, lamented Stéphane Lardy, the negotiator of the central union. CGT is output "very cautious" as Marie-Laurence Bertrand, whose organization will determine Tuesday if it fits or not in the process.
For the notion of counterparties, as had been suggested by François Hollande beginning of the year, surely fizzled … All recognize there is no mechanical relationship between lower expenses and employment. MEDEF reiterated yesterday that he is ready to give targets for job creation in the branches, but will not commit to achieving them. Not more than CGPME6. At the CFDT yesterday evoked the possibility of returning to the aid granted to undertakings if such commitments are not required, MEDEF – far from being packaged – answered by the opportunity to develop "indicators" developed jointly to ensure monitoring pact responsibility. Clear
The willingness of the social partners is to broaden the discussion to broader topics. Employers announced he would undertake with the unions during the first half of March, "a dialogue on the financing of social protection" that does not only focus on the cost of labor. The objective is to identify "convergence" for "bring to the attention of the State is sole determinant of this area." In addition, the MEDEF has announced the upcoming opening of a "trading on the modernization of social dialogue", which will focus in particular on the "simplification" of corporate life in order to "remove barriers to employment."Until recently, searching for health insurance quotes was a rare occurrence, not only in the online world of private coverage providers but also among their brick-and-mortar counterparts.
While the law on the supervision of internships has been passed by the Assembly, nursing students are denied access to internships in private clinics from 1 March. The origin of this block? The Federation of Private Hospitals (FHP) attempts to put pressure on the government on the eve of a new pricing. In summary, clinical fear lower fares – set annually by the government – to compensate for the tax competitiveness Credit (CICE) they receive, unlike hospitals.
Internships are essential to validate the degree of nursing and represent nearly half of the training time. Each year, 30,000 youth clinics welcome, a third of students in first, second and third year. "With the boycott of the FHP, about 10,000 students will find themselves on the tiles laments Karina Durand, president of the National Federation of nursing students (Fnesi). Students feel exploited and are very concerned about the idea of getting a degree at a discount. " A report
For its part, the Ministry of Health regrets this "hostage" and pledged to find other places of internships to students affected. "But these fallbacks are not viable, criticizes President Fnesi. In some services, they will be 5 or 6 feet hanging out in caregivers and the quality of supervision will be degraded, all this to the detriment of patients. " Challenged by the other Fnesi solution: the postponement of courses for all students, including those who have validated. "They plan to extend by six months the training so that everyone can properly validate his year," says, annoyed, Karina Durand considering the follow-up to the movement. Several spontaneous gatherings have taken place in Lille.
It is not a coincidence that the FHP has decided to pursue a showdown with the government since early February. As every year, the Ministry fixes March 1, the new rates of public and private hospital. Published in the Official Journal, the decision is a challenge for health facilities: the sums paid by the social security system for the acts they perform are just based on these rates.
"It is unfair and unjust"
Jean-Loup Durousset, president of the FHP ……. Unlike … hospitals, clinics benefit from CICE, a device that allows care facilities to be exempt from charges amounting to 140 million euros, according to Jean-Loup Durousset, president of the FHP. Not to create an imbalance between public and private, the government was committed to decreasing rates of clinical during the parliamentary debate on the CICE. Promise kept since clinics have declined 0.21% rate in 20131. Following the same logic, the FHP fears that prices are still planed in 2014.
"It is unfair and unjust," Judge Jean-Loup Durousset. "If this year, the trend is negative, it means that the government still gets a portion of CICE and we do not want." And students? "Certainly, nurses are on the floor but if you die, patients will also be on the floor," replied the President indicating that establishment on 1100 820 that includes the federation participate in the movement.Online payday loans are obtained to meet the short term financial goals that arise out of emergency requirements. These loan amounts have to be paid on the next payday.
The future is Dailymotion1 he plays at Mobile World Congress2? Stéphane Richard3, CEO Orange4 confirmed discussions with Microsoft5 to find partners to Dailymotion. Whatever the result, Stéphane Richard said Orange wanted to "keep the majority of Dailymotion until further notice," according to BFM Business radio. Orange seeks partners to support the development of Dailymotion. The site is very popular but still outpaced by YouTube6, property Google7. "We have ongoing discussions, particularly with Microsoft, which does not mean that we will necessarily come to an agreement," said Stéphane Richard BFM Business on the sidelines of the Mobile World Congress in Barcelona. "I think it makes a lot of sense for us, as Microsoft also lead to an agreement that is primarily industrial," said Stéphane Richard.Le CEO of Orange added that there were also " discussions with other potential partners, including French, rather in the world of content. " Facebook could therefore be included. Stéphane Richard had indeed dined with Mark Zuckerberg to discuss the French host videos, as Frenchweb site. So far, Dailymotion is a 100% free service. But tomorrow, the future of this site is going to pay for high quality content. This is not the first time a giant focuses on Dailymotion. Yahoo tried to buy the company in 2013. The French government was so opposed to redemption for reasons of national pride. "I will not let you sell one of the best French start-up," said then Minister of productive recovery, Arnaud Montebourg8. ALSO READ: "Monitoring live from Mobile World Congress, sent by our spéciaux9
great family film will meet for the ceremony Césars1 February 28, Karmitz, producer of nearly 120 films and owns a network of cinemas, heard difference. It is no longer found in the current movie he considers poor and decided to stop producing films after four failures at the box office in 2012 and 2013. "I'm cut off from reality," he notes. While the MK22 group celebrates 40 years, he developed with his son Nathaniel, a new concept of minisalles film and diversifies its group events.
LE FIGARO. – You are the guarantor of a demanding film. Do you recognize yourself in the current French cinema? Marin
KARMITZ.-Commercial and popular French cinema has always existed but Gérard Oury films were better than those of today. Cinema show and author cinema have always lived together. But I think everything fell level. Auteur cinema has almost disappeared. Certainly, there are still but it is increasingly bent on itself on issues of petty bourgeois. According to the report
Bonnell, there is too unprofitable films, the producers do not take risk and distributors take too. Why did you decide to stop production?
We stopped the production and distribution end of 2012. It was not cost effective compared to overheads we had. We produced four films in 2012, On the Road by Walter Salles, Laurence Xavier Dolan3 Anyway, Like Someone in Love Abbas Kiarostami and Olivier After May Assayas4. They have all known commercially a relative failure. The question arises as to why four different films, ambitious, wanting to bring something to the cinema were many failures. This is not the fault of the spectators, but our fault, mine. We cut some French and international reality. The world situation has changed rapidly with the Internet, the rejuvenation of the spectators and the political, intellectual and economic crisis were moving lines. I was in a situation where I could not feel this reality. The decision was taken by my son Nathaniel to stop production rather than doing less well than before. I am very proud of the 110 or 120 films that I have produced throughout my career, but we do not do so well.
Is this a final judgment?
Not necessarily. I think this is a temporary situation, until we resume contact with reality. I'm not even against the idea of producing a comedy. I've done The Good fun was a great success. But today, I will be unable to make a comedy about the situation of power. But if Abbas Kiarostami5 offers me a new movie, I will of course because it is a true master.
"When you're a producer, he must say no"
The report calls for help Bonnell film medium. Is this a good idea?
This expression means nothing. I know a good movie, I know a bad movie, but I do not know what a film medium. This is a film that ass between two chairs! In this case, why should they promote? This benefit system can be demanding but cut the economic realities and spectators directors. These directors become dependent on public funding, which is not good. I
I never depended on public funding. If I did not have funding televisions, I was responsible for enforcing the director to reduce the duration of his film, reduce days of filming and meet a tight budget. All films by Claude Chabrol6 I produced, I imposed budget. The stars, the director and producer were paid the same. With this system, we have won freedom. When is the producer must say no. Why
MK2 he refocused on the operating rooms?
I think these are the rooms, the contact with the audience that will bring us back to reality. We will open other rooms everywhere, in France and abroad. We want to create places to live, we want to create the third generation of cinema multiplexes after. Moreover, Nathaniel and Elisha open rooms quite different from minisalles as the Grand Palace, the Paradisio in Saint-Germain at the Palais de Tokyo and Silencio, which are a kind of private clubs rented for projections. We want to create both spacious living areas and small clubs. However, we refuse to do so in the same place seats first and second class!
How is MK2?
We will celebrate our forty this year. This is a group that has refocused on its exceptional catalog of 500 films including Chaplin, the Truffaut, Bresson and the exploitation cinema whose attendance has increased by 2% in 2013, while the Paris market fell 5%. My children also develop event activities such as Cinema Paradiso7 who settled in Grand Palais8 and return in 2015. The group generates about 55 million euros in turnover and releases 17 million EBITDA. This allows us to finance our capital projects without state subsidy. But what I'm most proud of is to have successful transmission group to my children. What conclusions
ephemeral Council of creation created by Nicolas Sarkozy do you get?
We launched many great ideas such as the Pompidou Museum Mobile, developing websites museums or concert that brought together children Demos districts, educators and professional musicians. We injected 10 million euros in cultural projects. But the Council was opposed by Frédéric Mitterrand9, then Minister of Culture, media and boycotted by the corporatist media creation. I suffered a lot. The Council has disappeared and all good projects have been stopped because it was initiated by Nicolas Sarkozy10.
Will you attend the Caesars?
That's a long time since I no longer attend. I do not love the world of cinema, which is a closed and closed world, disconnected.
1 and would have fought a duel between gentleman of web 2.0 to move the ring finger of WhatsApp2. Before the social network make official announcements of his marriage with the young application, Google has indeed sought to marry with the nugget of web understands the U.S. specialty site The information3.
The two internet giants would have even fought a secret war to try to convince the parents of the girl. Last week Google CEO Larry Page and 4aurait met last January Kum, the father of the application to the rapid growth, to try to convince him to give him his creation rather than its rival. The leader of Google have indeed been informed of the preparations of the union between Facebook and WhatsApp few days before their formalization, says the U.S. site.
'Remains independent, that's what you've always wanted "
Larry Page, CEO of Google, Jan Kum father of WhatsApp, according to The Information
And in a final attempt to seduce Larry Page reportedly told his flame application to 450 million subscribers in these words: "Be independent, this is what you always wanted fast payday loan. Facebook represents a real threat to you and join could have a major impact on our environment for years to come, "says The Information citing three people involved in the case. And according to a CNN Fortune5, Google has even made a proposal for $ 10 billion to WhatsApp, but the start-up would have declined. Google has not commented on this information. WhatsApp
had the heart elsewhere. It must be said that the dowry of his rival was far more enticing: Facebook has indeed offered a staggering $ 19 billion to WhatsApp to convince.
Both contenders have thus upped the ante to attract the application created in 2009. A rivalry that could partly explain the stratospheric amount paid by Facebook for this great wedding. In fact, if the experts agree that this union is highly strategic for the star of social networks, they consider the very high price.