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Free Mobile: FO takes a stand on employment

Concern is growing about employment in the telecom sector. Jean-Claude Mailly, general secretary of the Workers Force, wrote to Constable telecom (ARCEP), with a copy to Francois Fillon, a letter to "attract (his) attention to the impact of the fourth mobile license in the sector ". An appointment was set with the President of ARCEP, Jean-Ludovic Silicani next Monday late afternoon.

"Our fears are a large alignment with lowest social ultimately affect employees in terms of pay, job destruction and group benefits and more generally on the future of this branch , "wrote Jean-Claude Mailly. "The public authorities must establish as quickly as a regulated framework for preventing the destruction of jobs and preventing these abuses do not fall into place," he adds.

Concerns for call centers

End of March, in an interview with Le Figaro, Jean-Ludovic Silicani indicated that the sector "risks losing about 10,000 jobs in two years." But this destruction should be creating value, generating new jobs at Free Mobile first, but also in related sectors such as electronic commerce or the Web.

A macro view is far from convincing FO. "Our feedback from the field we are rather echoes of 30,000 job cuts on the entire industry," said Pascal Pavageau, FO confederal secretary in charge of economic and industrial.

Orange, SFR and Bouygues Telecom, destabilized by the arrival of a new competitor, of course, have interest in stirring the cloth of employment quick guaranteed personal loans. "Some may want to cry wolf. But we see that restructuring is already underway among operators: contracts are stopped, benefits with subcontractors shall be adopted, the new hires are canceled and call centers are now going abroad, " Pavageau said Pascal, even claiming that "3% to 7% of jobs in France are starting to be outsourced, mainly on call centers." In the medium term, the union also fears that the sector is no longer able to invest as much in development, innovation and research and development.

That is seeking its FO meeting with the regulator? "First, we want to immediately and quickly, from the regulator and the government, an overview of employment in the sector, says Pascal Pavageau. Second, we want the government obtain a commitment of four operators in the maintenance of employment in France and their investment opportunities. "

The union will even consider that Oseo or ISPs may be called on to provide funding, if necessary.

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Taxes: what lies ahead!

"Ask the fiscal program of Sarkozy!

"Ask the fiscal program of Holland!

It speaks only of "it": family, friends, in shops, on leaving school … Less candidates in the presidential election evoke, he obsesses over the French. "It" is the higher taxes will fall on taxpayers in the coming months. For if not all are promised the same tax hell, few people are certain to escape. ISF for VAT through the income tax, local taxes or the CSG, all candidates for president – without exception! – Promise to raise taxes. More than seven in ten French expect, according to our survey Opinion Way – Fiducial.

Recognizing the need to redress the public accounts, the French are frankly skeptical about how go about policies. According to our survey, 83% believe it would be better to start by addressing the reduction of public expenditure. Las … Both favorites of 6 May, Nicolas Sarkozy and François Hollande, have detailed these days their tax proposals, which leave little doubt about their intentions.

Click on the thumbnail to enlarge the graphic.

Side of the president candidate, it is argued that the rebalancing of accounts goes to three quarters by controlling public spending. Higher taxes will do that for one quarter. Moreover, it adds in the entourage of the head of state, the bulk of tax increases has already been voted. In recent months, 32 billion in new revenues were indeed acts by Parliament and began to take effect. It is largely due to the increase in the tax burden that France was able to record a deficit lower than expected in 2011: 5.2% of GDP instead of 5.7% originally expected.

The reduced VAT rate increased from 5.5 to 7% in late December (except for staples). Social charges on savings have been identified, tax loopholes, planed, and an outstanding contribution is requested with the highest incomes. A total of 11 billion euros of additional levies on households' most-favored "have been decided," because the solidarity required "at this time of crisis, Nicolas Sarkozy justified in his Letter to the French. How to respond to the argument of "tax giveaways to the rich made" repeated by his opponents to long speeches.

Conspicuously absent from the count of the president candidate, rising by 1.6 percentage points of VAT, already passed, is expected to come into force on 1 October. "It is not a levy increase, as it will be fully offset by reductions in social charges on low wages," says one of his entourage. Not sure this is enough to convince the French, skeptical of this "social VAT" (52% opposed, according to our survey).

Nevertheless, it remains to be Nicolas Sarkozy another 8 billion euros to find to meet its goal of a return to 3% deficit next year. But the UMP candidate has promised if re-elected, "no tax increase will weigh on households', except the famous" tax on tax exiles, "which he expects 500 to 700,000,000 euros year.

tax reform is the No. 1 priority of Holland

With Francois Hollande, however, taxpayers will not have completed the tax increases. If elected, the Socialist candidate wants to make tax reform the "mother of all reforms" of his five years. He warned that the tax burden would contribute half the recovery of accounts of the country and announced a forty billion of new taxes, of which 16 billion would weigh on individuals, especially the "most affluent". The team of the socialist candidate is careful to note that these increases would be added to those of M. Sarkozy … because, apart from the increase in VAT on books (from 5.5% to 7% since April 1) and the "social VAT", the PS candidate does not come back on measures already enacted.

By the summer, according to its "road map" published on April 4, Parliament would be asked to vote shock measures announced during the campaign, such as capping of tax loopholes to 10,000 euros per year, great tranche of 75% for revenues of over EUR 1 million, but the end of the tax exemption of overtime.

Despite this clarification in the calendar, remains a big blur of headlights more ads. For example: measures of higher taxes on income, such as super-slice or ceiling niches, would come into effect this year or January 1, 2013? The tax on millionaires would it apply to income tax or the home, such as tax practitioners presentiment, by hand? What about the ISF – payable in June – that Francois Hollande plans to burden? Would it be postponed until September? Is there a tax shield to 85% of income as suggested by the candidate? His entourage of these questions is swept out of hand: "These are questions for a budget minister, not a candidate as president." Tuesday, Michel Sapin, in charge of the socialist project, said the super slice to 75% would last "as long" as the recovery of the finances of France require.

Beware of leaving headquarters

Meanwhile, it was panic. Tax consulting firms claim to be inundated with requests for expatriation. "There is a before and after 75%," says a Parisian tax. Unprecedented fact, artists stamped on the left as Jamel Debbouze have spread in the media against proposed tax of Holland. Francoise Hardy has even been suggested (Paris Match 5 April) that it would move to London if they win socialist. Not sure that her friend is still a rose … Especially as the Socialist candidate, in reply, accused the stars of "whining" about their taxes! But the Dutch team, in private, multiplies the reassuring statements. The super slice? This is to "send a signal to the bosses of the CAC 40 and their extravagant salaries," they say. Everything will be done to protect athletes and artists (how? Mystery, equal taxation is a constitutional principle sacrosanct).

And for everyone else? For the Socialist tax plan, if passed as is, would increase the rating of millions of taxpayers, far beyond a few hundred privileged, as shown by simulations that we have asked the Cabinet Delsol Lawyers. Certainly, large estates and high income are at the forefront. But they are not alone.

Take the alignment of taxation of capital income on those work. This provision "could have important implications for public shareholding," warns Mathieu Le Tacon, Delsol of Lawyers, which states that dividends are already taxed once at the corporate income tax (33.3%) in the company before being taxed at the shareholder. The taxation of overtime? It will affect many employees, and 235,000 teachers who have won, thanks to them, additional one billion euros last year.

Penly: a reactor to stop the

The center is operated by EDF Penly low interest rate personal loans.

Suicides: Post freezes its reorganization

Unions of La Poste have been heard. Rocked by three suicides in six months, the postal group has taken the measure of social malaise that reigns within its walls. According to the Journal du Dimanche, its CEO, Jean-Paul Bailly, is expected to announce Monday a suspension until September of the reorganization of the branch e. A break of nearly six months during which discussions will be held with employees to improve their working conditions. At the local level, first, the regional offices of the Post Office will begin negotiations on the reduction of work patterns in post offices. At the national level, then, Jean-Paul Bailly launch the establishment of a "social warning unit" and could also release a budget to support the weakest agents, specify the sources cited by the weekly Sunday. Contacted by The Figaro.fr, the group was not immediately available for comment.

La Poste has accelerated its timetable for ending the crisis, after the suicide last Sunday as part of a group in Britain. In a folder left behind, this forty, who had been off long illness since November and was found hanged at his place of work in Brittany, had denounced a hard three years from its hierarchy. This was the second suicide in Breton Post in ten days. February 29, Jeremy Buan, a senior of 28 years, had committed suicide by jumping from the top floor of La Poste in Rennes, in the Ille-et-Vilaine. He too had reported his "outstanding work" in a letter released by his partner. Immediately, the Post Office had opened on Tuesday for talks with the unions on "health and welfare at work", promising that "proposals" would be made "before summer".

The bracketing, albeit provisional, of the restructuring of the business mail should satisfy the unions who denounced social climate "anxiety" since the suicide last September of a 52-year employee who was, also, défenestrée the fourth floor of the financial center of the 15th arrondissement in Paris payday loans. "This situation is unfortunately not unique to the post office," said Antoine Le Séguillon this week, a union representative GSC in Figaro.fr. "And it is not unique to Britain," he said hoping that the leadership would engage quickly "concrete actions".

Action plan against erosion mail

Faced with the erosion of its mail business, which it considered that the volumes would collapse by 30% over 2008-2015, the Post Office had drawn a new plan in 2009. Jean-Paul Bailly had emphasized that this branch should "reinvent themselves" by offering new services. Gradually, the schedules of post offices have been extended throughout France, robots have been installed to reduce waiting times for customers and, last September, The Post has completely redesigned its line of mail.

A strategy that has "paid off", welcomed the group during the presentation of its annual results on March 8. While lower volumes continued with a decrease of 3%, after falling 3.3% in 2010, the mail business recorded a turnover stable at EUR 11.5 billion (+ 0.3%), more than half of the total activity of La Poste. But for the unions, these good results have been costly to employees. According to the CGT, it was obtained "at a price of 10,091 job cuts" and an increase in sick leave.

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Banking secrecy: Switzerland transfers

The Swiss Parliament voted yesterday the revision of an agreement allowing the U.S. to get lists of bank customers Helvetian for suspected fraud. This addition to the double taxation agreement of 2009, which may be applied retroactively, goes much further than those signed thus far. The IRS will not need to demand details in the form of 'group applications', confidential information to banks Helvetians.

A major issue

This new cut to the sacrosanct banking secrecy does not delight the Swiss deputies. "Nobody does it with a light heart, but we have no alternative, said Christophe Darbellay, president of the Christian Democratic Party. Play the showdown with the Americans could have serious consequences. "The stakes are high: eleven Swiss banks (Wegelin, Credit Suisse, Julius Baer …) are the subject of a complaint for helping U.S. taxpayers evade taxes. If Bern does not play the game, Washington threatens to withdraw the banking license to establishments Helvetians.

Yesterday, only the Central Democratic Union (UDC) has objected to signing the text. "Banks have done wrong and they should pay the bill, but it's not MPs to bow down," says Guy Parmelin, vice president of the parliamentary group CDU.

According to press Helvetian, the success of the United States in this matter could lead to the European Union, too, have strengthened administrative assistance. An option that the President of the Confederation, Eveline Widmer-Schlumpf, refuses to consider. In an interview with Time, it maintains that the priority remains the final withholding tax at source, called the "Rubik" whereby Switzerland would pay a lump sum to partner countries to compensate for the loss of tax revenue.

"Applications bundled"

Despite the optimism of Bern, "Rubik" soon however to be validated by the Germans and did not interest the French authorities. Pierin Vincenz, CEO of Raiffeisen, the third Swiss bank, recently broke a taboo by speaking to the automatic exchange of information. Philippe Kenel, tax lawyer near Lake Geneva, also defended this solution, which in return would allow "the free movement of financial services, that is to say the possibility for Swiss banks to work in European countries."

But the debate is far from over, as Switzerland will have to adjust by the end of the new OECD standards, which should also include 'group applications'. The American victory could turn into an international standard … Meanwhile, the Swiss tax advise their customers in Europe to come to Switzerland to avoid tax evasion charges.

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Calling the earth is receiving more and more conversions

They are every year more and more people choosing agriculture to bounce professionally. It used to be was a farmer from father to son. "Now more than a quarter of young people have just installed another workplace or have been outside the farm before returning," says Christiane Lambert, senior vice president of the FNSEA (National Federation of farmers). This is for example the case of five young people who come to create a GAEC (farming group operating in common), Radish & Co, specializing in organic farming, located in Mayenne.

They include a baker, farmer, Gwendal Bazin, two gardeners, Robert-Jan and Yannick Devinik Rouseau, a rancher, Marc Besnier, and a cheese maker, Steve Milosevic. "We chose to produce basic food with a commitment to practice for organic farming using compost from such an activity of milk to fertilize the land, farmers' seeds and collecting the runoff," they explain . While focusing on short distribution through the AMAP (Association for the maintenance of peasant agriculture).

The women won

Another example is that of Jean-Cyril, former spokesman of an international NGO fighting against poverty and injustice. Farmer's son, he spent a patent professional farm manager with the prospect of settling in the Dordogne.

Women, too, conquered by the call of the earth. Isabelle Horses, stay at home mom for seventeen years, participated in a training assistant sommelier in 1997. It incorporates a large area and then a plant and finally a group of winemakers operators of Lons le Saunier in 2006, working as wine. "The wine and the agricultural community fascinate me. I like working outdoors and crafts, "she says. Only downside, it gets a little more than the minimum wage, "which is not very rewarding when you know the price of bottles. We must encourage young people to integrate this kind of jobs they will not regret it. "

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A disappointing vintage for foie gras

The French did not splurge for the foie gras in the last Eve. Unlike 2010, good vintage in the Hexagon (4.5 vol%, 3.3% in value), they have limited their purchases last year. If sales increased 4.8% in value to nearly 1.9 billion euros, the volumes are almost stable (+1.1%), knowing that three quarters of consumption are at holiday season. "In 2011, the market held up relatively well in a period of declining consumption," comments Thierry Blandinieres, owner of the trademark Delpeyrat, No. 3 market. "This is reinforced on the poorest segments of the market premium, as the whole," added Jacques Trottier, general manager of Labeyrie, the market leader.

These good results in value is primarily explained by higher prices, by about 5%. Producers have partly reflected last year the rising cost of agricultural raw materials, grain head. Meanwhile, they continued the growing range of products, flavored with foie gras or the old recipes. Positioning that allowed Labeyrie and more at Delpeyrat-making a record year (14% by volume, 28% in value) – to win market share.

Reluctance of distributors

Nevertheless, the year 2011 marks a halt after two years of growth in value and volume, boosted by the expansion of supply and initiatives of the profession to start the season earlier. For three years, the Saint-Martin was awarded the honor in November. Actor Gerard Darmon was requisitioned for the ad campaign in radio. Partnerships with chefs and TV shows ("MasterChef" TF1) were signed. In hypermarkets and supermarkets (50% of sales of foie gras), the increase put forward by radiation and the presence in the prospectus has largely contributed to the increase in sales (+4.5% on 2009 season and 3.3% on the 2010 season).

But in 2011, the operation has not had the desired effect. "It seems that some distributors did not believe, because of the crisis, that consumers would buy as much foie gras as the previous year," said Pierre Couderc, CEO of Euralis (Montfort, Rougié). The highlighted were much more cautious. This has impacted sales (-14% by volume in November), as this is part of impulse buying. Many consumers have preferred to postpone their purchases at the last moment.

For 2012, the caution given the uncertainty in consumer confidence. Although calm on the forehead of raw materials should limit price increases in radius. No question as to increase production capacity. At Delpeyrat, we will not put more ducklings on the market this year, while their number increased by 4% in 2011. But companies who are pleased to have won new customers over the last five years (the rate of purchasing households jumped by 7.7 points from 41.5% to 49.2%), keep the course of the sophistication of their products. "The consumer has a sufficient level of maturity today to enjoy a wider range of products," promises Pierre Couderc.

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Management-finance salaries in hiring on the rise

Many of vacancies, but demanding industry on skills and candidates who sought are upping the ante: all the ingredients were there in 2011 to boost wages for employment.

Indeed, according to the latest study by Robert Half, executive compensation in finance and accounting have increased 5 to 10% compared to 2010 on trades in vogue as management control, financial control and audit internal. A management controller with three to five years of experience and could expect between 40,000 and 63,000 euros gross per year. Accountants, whatever their level, have also benefited from the situation. Now, the gross annual salary of a single accounting with five years experience ranges from 30,000 to 34,000 euros gross. That of an accountant suppliers or customers is between 22,500 and 27,500 euros, depending on experience.

Offer prospects for premium

According to the annual survey of salaries Expectra 2011, the highest salary increases related to the management controller (+10.8%), the administrative and financial (+9.3%) and the Financial Analyst (6 + , 5%).

All companies have not yet joined the trend. At risk for more cautious, to see quality candidates decline their offer. No doubt they will be more flexible on wages to convince the best. Even suggest the prospect of premium for not going out of the pay scale. But in these trades, the variable portion rarely exceeds 10 to 15% of fixed salary.

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The United States, the first market for L'Oreal

The future of L'Oréal does not rely only on the lips of Chinese, Indian hair and skin of the Brazilian. To continue to grow, the world leader in cosmetics is also focusing on the United States, its largest market, where it generates 20% of its global sales.

It has set a goal of doubling within ten to fifteen years, the number of consumers worldwide, reaching 2 billion. "The United States will be the third largest contributor of new customers, behind China and India, but ahead of Brazil and Pakistan, provides Rozé Frederick, head of L'Oréal States. This will be the only mature market among the top ten contributors. "

L'Oréal already has 160 million consumers in the United States and would like to win 70 million more, to achieve 1.6 billion euros in annual sales by an additional ten to fifteen years."These additional sales will be higher than those from China," according to Frederic Rozé. Loréalienne this ambition "is not an official target, said cautiously Jean-Paul Agon, CEO of the group. Rather, it is a dream. But dreams are important in business. " L'Oréal United States, the 10,500 employees are mobilized to turn this "dream" into reality. And benefit from the successful relaunch of the subsidiary. After two years of decline, its sales went back up 6.1% last year, reaching 4.779 billion dollars, a record.

The scope for growth remains high online pay day loans. While the market share of L'Oréal approach 20% in Europe, it is only 13.1% in the U.S., where the group is preceded by Procter & Gamble (Pantene, Olay, SK II, Cover Girl , Gucci …).Its leaders would like to double it.

Men and seduced the Hispanic community

L'Oreal teams have identified specific categories of population potential, age, gender and income. If 78% of women are consumers of L'Oréal in the United States, one in two Americans do not consume products home.

The group will particularly try to win men and women of the Hispanic community. It also relies on a sales growth in product categories where it is still low. Its market share is 53% of color and 35% on makeup, but only 11% in shampoos and 17% in skin care. To continue to grow overseas, L'Oreal has its U.S. brands (Maybelline, Redken, Ralph Lauren, Kiehl's …), which represent 20% of its worldwide turnover … but 35% in the United States.

The group could also carry out acquisitions. Last year, he bought Essie, a small brand of nail polish, so far mainly distributed in shops manicure. "Since we sell in supermarkets, U.S. sales have tripled, provides Damien Bertrand, head of global brand. Our market share reached 10% after a few months. "Essie will land soon in France at Monoprix.

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Spain, Italy and Belgium in the viewfinder of rating agencies

Fitch Ratings lowered the rating two notches from Spain, which now stands at "AA-". Spain held so far a "AA +", the fourth highest on a scale of twenty. More worryingly, the note is accompanied by a 'Negative' outlook, which means that the agency could lower it back to medium term.

Spanish growth at half mast

Moody's in turn should decide by the end of October on a possible downgrade Spanish now "Aa2" (the third best possible)."With significant funding needs" of the Spanish State, to cover its budget expenditures and net external debt is "one of the highest in the world" (91% of GDP), said Fitch, "the more volatile strong a negative effect on financing conditions in the market of Spain. "

But there are also internal factors in the country "risks to fiscal consolidation as a result of performance parts." The same agency Fitch has lowered Wednesday including the long-term rating of the Basque Country, one of the richest region in which it criticizes the "weak fiscal performance." Growth forecasts have been revised downwards. Wednesday, the Bank of Spain announced that the country's growth expected to slow in the third quarter, to reach an economic activity 'lackluster'.The Spanish government has also recognized that the economic growth targets it had set for 2011 and subsequent years would be "hard to reach" because of the risk of recession in the world.

Italian governance into question

Fitch also lowered the rating one notch to Italy, "A +" against "AA-" and does not see her again in the fall if the country would miss its targets for reducing the budget deficit. Fitch was the last of three major international rating agencies have not downgraded from Italy since the beginning of the debt crisis in the eurozone no fax cash advances. She explained that the high level of public debt and budgetary financing needs, combined with the low level of potential growth (the country), made in Italy especially vulnerable.The Agency is challenging the country's governance and stressed that the differences in the Parliament and the escapades of the prime minister Silvio Berlusconi, help to weaken the ruling coalition.

Belgium heckled by Dexia

Belgium is also in sight. The agenceMoody's said it was considering lowering its rating, currently at "Aa1", the second best possible. The agency cited three reasons: the crisis in the euro area, concerns for economic growth and the possibility of additional support to the banking system, particularly in establishing Franco-Belgian Dexia.

Another European country in turmoil, Portugal, has been confirmed its rating of "BBB-" (the last before falling into the category of "speculative") by Fitch, which continued on negative watch at least until the end of the year.Standard & Poor's, confirmed Tuesday the rating "BBB-" from Portugal, while maintaining it as a negative outlook. Portugal, the third country in the eurozone after Greece and Ireland to receive international financial assistance, is facing new economic challenges that undermine his efforts to clean up its public accounts. Progress in implementing the program of the European Union and the International Monetary Fund (IMF), and its budget for 2012 will be crucial.

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